Setting Up A Bank Account

A guide to opening a bank account in Spain

If you’re planning a new life in Spain, having a Spanish bank account will undoubtedly make things easier. And while it may seem a little confusing when you first think about it, the process itself is a very simple one. Once you’ve done it, it will be just as easy to manage your account as it was back in the UK.


You’re not under any legal obligation to have an account here, but it will help with things like paying utility bills on time and having access to your cash without having to incur charges. And if you have a Spanish mortgage, a local bank account is an absolute must.


Many people open their Spanish bank account before they even move to Spain at all, and if you intend to do the same you’ll find it extremely easy and stress-free. There are a number of accounts available, including the usual current and savings accounts. Spain’s major banks, and just about all the international ones, offer digital accounts that can be managed from your mobile phone.


To find the right account for you, do a little research into issues such as charges, ease of access and the range of banking services that are available. This can all be done online, and don’t be afraid to email a few questions if you want. If you open an account in Spain, you’ll need your NIE, and proof of identity, address and employment status.


With sound advice and helpful guidance from Simply Costa Developments, issues such as opening a Spanish bank account can be simpler than you might have imagined. To find out more about how to start a wonderful new life on the Costa del Sol, call +34 682 66 22 89 today. We look forward to helping you.

Words from our customers

  • Thank you both for your efforts and we shall certainly pass on your name to anyone we know who wishes to sell in the future.  My best regards

    Margaret Evans

  • A huge THANK YOU to you and Neil for everything out have done for me, you have been BRILLIANT.  Wishing you both all the joys of Christmas and may 2018 bring you Health, Wealth and Happiness.

    Love Pat xx

  • Thank you so much for all your help in getting this completed so efficiently. Best regards


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